August 4, 2009
WAS THE LUNTZ MEMO NOT CLEAR ENOUGH?.... Following up on yesterday's item, high-profile Republicans continue to suggest health care reform isn't especially important, and the status quo isn't so bad. I'm not sure why.
Remember, this isn't supposed to be the GOP script. Republican pollster Frank Luntz reminded GOP officials not to ignore the public support for changing the system. "You simply MUST be vocally and passionately on the side of REFORM," Luntz advised his party. "The status quo is no longer acceptable. If the dynamic becomes 'President Obama is on the side of reform and Republicans are against it,' then the battle is lost and every word in this document is useless.... Acknowledge the 'crisis' or suffer the consequences."
And yet, over the past couple of weeks, the number of Republicans trashing the very idea of reform keeps growing. Yesterday, Rep. Mark Kirk (R-Ill.) spoke out against changing the system and said the number of uninsured has been exaggerated. And a few days ago, Fox News personality Steve Doocy insisted that only 5 percent of the population has no coverage and said it's not worth "blowing up the system for 5 percent."
What happened to avoiding "President Obama is on the side of reform and Republicans are against it"?
Media Matters did a nice job fact-checking the anti-reform message, noting, among other things, the fact that insurance companies "often cancel policies or deny coverage," the congressional proposals include "provisions to help those who lose their insurance purchase new policies," and conservative claims about the number of insured just aren't true.
Boehner claim: "93% of the American people have access to high-quality, affordable health insurance." Conservative media figures have echoed Boehner's claim that "93% of the American people have access to high-quality, affordable health insurance." For example, in response to Moore's assertion that "the vast majority of Americans do have health insurance" and that "[t]hey kinda like the insurance they have," Hemmer asserted, "So, what they're wondering is, why blow up the system for a small number?"
In fact, roughly 25 million Americans were underinsured in 2007. The underinsured are "the percent of adults between 19 and 64 whose out-of-pocket health care expenses (excluding premiums) are 10 percent or more of family income." According to Cathy Schoen, senior vice president of The Commonwealth Fund, in 2007 "an estimated 25 million adults under age 65 were underinsured." That figure represents a significant increase over the past several years. As Schoen explained, "From 2003 to 2007, the number of adults who were insured all year but were underinsured increased by 60 percent." [Testimony before the Senate Health, Education, Labor, and Pensions (HELP) Committee from Gail Shearer, director of health policy analysis for Consumers Union, February 24; Schoen testimony before HELP Committee, February 24]
The underinsured do not receive adequate care and face financial hardship. As Shearer explained: "Underinsurance is a problem for two key reasons: Inadequate coverage results in the financial burden of uncovered health care. In our survey, for example, 30% of the underinsured had out-of-pocket costs of $3,000 or more for the previous 12 months. Underinsurance can lead to medical debt and even bankruptcy. The second problem posed by underinsurance is delayed or denied health care and poorer health outcomes, caused by the financial barrier to care." Similarly, Schoen explained that the "experiences" of the underinsured were "similar" to those of the uninsured, noting that "over half of the underinsured and two thirds of the uninsured went without recommended treatment, follow-up care, medications or did not see a doctor when sick. Half of both groups faced financial stress, including medical debt." [Shearer testimony before HELP Committee, February 24; Schoen testimony before HELP Committee, February 24]
But as a political and rhetorical matter, Democrats love to argue that Republicans want to leave the broken system just the way it is. And for reasons that escape me, Republicans seem to be playing along.
—Steve Benen 3:55 PM
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What happened to avoiding "President Obama is on the side of reform and Republicans are against it"? -- Steve Benen
Luntz wrote that memo, when? Two-three months ago? Obama's poll numbers have gone down some since, so Repubs are taking that as an opening for more direct attack, without fear of retribution.
Posted by: exlibra on August 4, 2009 at 4:01 PM | PERMALINK
>Boehner claim: "93% of the American people have >access to high-quality, affordable health >insurance."
I thought the data shows a combined private/government employer provided
health care coverage rate at roughly 71% !
Has reality been rescinded ?
Posted by: George on August 4, 2009 at 4:02 PM | PERMALINK
You've missed the latest memo which states that Republicans are to forget message altogether and focus instead on screaming, disrupting, jeering, chanting, and pitching juvenile hissy fits in public.
Posted by: Capt Kirk on August 4, 2009 at 4:02 PM | PERMALINK
>>93% of the American people have access to high-quality, affordable health insurance.>>
This is not the same as saying 93% have high-quality, affordable health insurance.
The key word seems to be "access." As in they could buy it if they could afford it.
Posted by: fusion on August 4, 2009 at 4:06 PM | PERMALINK
The GOP position becomes clear once you grasp that for them the purpose of health care is not to provide Americans with health care but to generate profits for health care providers. It's surprisingly similar to their attitude to defense. Their real achievement is to have persuaded so many people that there's something unAmerican about suggesting that the health care system should have the provision of good and universal health care as its primary objective.
Posted by: davidp on August 4, 2009 at 4:11 PM | PERMALINK
fusion makes the correct point: having "access" to health insurance isn't the same as "having" health insurance.
in addition, for many people, the only health insurance that they have access to is one that denies coverage for pre-existing conditions.
it's just another of the endless series of lies is all.
as for why they do it? they're republicans: most of them aren't too bright, they have authoritarian personalities, they represent a core of angry people who've been trained by years of propaganda to despise the government, and so they go "off message" when they let their emotions dominate their speech.
which they do all the time....
Posted by: howard on August 4, 2009 at 4:14 PM | PERMALINK
Luntz is telling Republicans to acknowledge reality.
The insurance lobbysits who hire people to lick the taints of politicians then pad them dry with 100-dollar bills are telling Republicans that no no, everything's fine.
Even though Luntz's message is, to some degree, more helpful, who do you think unscrupulous and stupid Republicans are more prone to heed?
Posted by: slappy magoo on August 4, 2009 at 4:26 PM | PERMALINK
It's too late for the Dixiepublicans to offer any alternative to health care reform other than "No." It so doing they may have lost an opportunity to further cloud the issue by proposing a bunch of bogus "plans." Their current strategy is going to wear pretty thin in six weeks, unless they can distract by fomenting more birther/racist civil unrest or hoping some disaster or attack wriggles into the public's attention.
Posted by: -syzygy- on August 4, 2009 at 4:26 PM | PERMALINK
While I was out with the flu, this came in my work mail-box:
hi $NAME,
Earlier this year, $COMPANY implemented a federally required change to some employee benefit contribution amounts. If an employee is covering a domestic partner (same or opposite sex) or a same sex spouse, any employee contributions made for the partner/spouse benefits must be deducted post-tax.
Additionally, any amounts that $COMPANY pays for the partner/spouse benefits must be attributed to the employee as taxable (imputed) income. Because your benefits are listed as employee plus spouse (vs employee plus domestic partner) this wasn't caught earlier in the year. Below is more information about these IRS regulations. Please note: the information is directly from government websites. Unfortunately, the federal government doesn't recognize same sex marriages so it only refers to domestic partners. However, the rules are the same for both.
.. (more legalize skipped, you get the gist. Now the punchline) ..
Amount payroll will reverse:
Pre-tax: $1453.50
This is a wonderful way to pay for our insurance, isn't it? I mean, it's not like we want special rights... No, another $3K or so a year isn't special rights, is it?
Posted by: Crissa on August 4, 2009 at 4:26 PM | PERMALINK
In fact, nearly all 300 million of us are underinsured, including households making six figures, since health insurance policy limits are wholly inadequate for catastrophic care. Therefore, even the healthiest among us are just a hair away from a financial catastrophe.
Posted by: Chris on August 4, 2009 at 4:27 PM | PERMALINK
I live in a predominantly white, upper-middle-class GOP area, and I don't know anyone who isn't worried about being wiped out financially because of health bills.
On the other hand, they are very skeptical that the proposed bills will really make things better. But the idea that most Americans love the status quo is just pathetic.
Posted by: Speed on August 4, 2009 at 4:31 PM | PERMALINK
Yesterday, Rep. Mark Kirk (R-Ill.) spoke out against changing the system and said the number of uninsured has been exaggerated.
Another major slip up. Does he really think he can win Illinois like that?
He can't.
Posted by: doubtful on August 4, 2009 at 4:32 PM | PERMALINK
93% of the American people have access to high-quality, affordable health insurance.
There's an imported sports car showroom a couple miles from my house. Therefore, I "have access" to a Lamborghini.
O_o
Posted by: PattyP on August 4, 2009 at 4:35 PM | PERMALINK
I can look at the moon. I must have access to it.
Honestly: why is it so hard to convince people private companies do have other things in mind but being altruistic incarnations of Jesus and Gandhi combined?
Why is the American people that naive?
It can't be all Faux News, can it?
Posted by: Vokoban on August 4, 2009 at 4:42 PM | PERMALINK
The Luntz memo was months ago when insurance companies thought they had to control the damage of the reforms that were inevitably going to pass. Then the media and bought Dems like Baucus turned the tide in their favor and now Republicans and the insurance companies are winning. Right now it looks like they may kill reform completely, which gives them the confidence to be more honest since people seem to be listening to them.
Sounds like it could backfire bigtime politically if they're successful since the vast majority of Americans do in fact realize that the current system is unsustainable. Which was Luntz's point. They should have continued following his advice instead of going for the big pyrrhic victory.
Posted by: Shalimar on August 4, 2009 at 4:50 PM | PERMALINK
The Evidence of Access is not the Access of Evidence.....
Posted by: johnnymags on August 4, 2009 at 4:50 PM | PERMALINK
What about math? 25 million uninsured, your number, amounts to 8.3% of 300 million. So Boehner's number is about right, especially if the population is now a bit more than 300 million. I hate the Republican position too, but bad math won't defeat it.
Posted by: keith on August 4, 2009 at 4:56 PM | PERMALINK
Uh... just as an arithmetical note, there's almost perfect agreement between Boehner's figure of "93% of the American people" having good insurance and Media Matter's figure of "roughly 25 million Americans" being underinsured.
The US presently has roughly 305 million people. So 7% not having good insurance as Boehner concedes would be roughly 21 million. Media Matters says it's roughly 25 million instead. So that's a tad over 8% rather than 7%, but this seems mostly to be an example of the maxim my grandpa taught me, "If you want to get a good sense of what the costs really are, always ask for 'em in absolute terms, not percentages" (in this case, 7 or 8% sounds like "Oooh, that's not bad at all," whereas 25 million men, women, and children sounds like "Oh, that's really bad!"). It doesn't seem to me like either side is unaware of the true raw numbers themselves.
Posted by: Bill on August 4, 2009 at 5:06 PM | PERMALINK
Republicans know they should talk about reform but the health care corporations paying them don't want them to even mention that. Far better to have the Republicans act as active advertisements for the health care industry.
Posted by: mlm on August 4, 2009 at 5:20 PM | PERMALINK
The talk-radio hacks sure aren't following the Luntz script.
Posted by: Neil B ♪ on August 4, 2009 at 5:28 PM | PERMALINK
Keith? Bill? That 25 million figure from Media Matters is for the underinsured. That is, those who have insurance but still face significant out of pocket expenses (they used 10% of gross income as a cuttoff) over and above premiums.
That figure is in addition to the 46 million uninsured in this country and is brought up to counter the various sleights of hand that Boehner and other conservatives are tyring to use to claim that most of the uninsured aren't "really" uninsured.
Posted by: tanstaafl on August 4, 2009 at 5:30 PM | PERMALINK
You know what is missing in all of this debate? The concept of insurance.
By definition insurance is trading an affordable and known periodic payment for unexpected and unaffordable expenses.
What seems acceptable is to pay less in premiums and expect to pay more of the first few dollars (deductibles, co-pays, etc.) But this isn't what actually happens with regular medical insurance.
Instead there is a division between services and coverage. It is had to say if even the doctors can figure out the coverage for a particular patient. I hope they can't figure it out, because otherwise I am left with the possibility that doctors mislead their patients.
Point in fact: I recently got a crown on a "posterior" tooth. My insurance paid $1000 for the type of crown I received. That means that they allowed my dentist to charge $1000 for the procedure and I had to pay 50% of that amount. But guess what! My insurance only allowed this particular type of crown to be used on "anterior" teeth. Since the tooth was "posterior", they were only willing to pay $819, but they still allowed my dentist to charge $1000. Guess who has to make up the $181 difference?
To make matters worse, the $1000 my dentist is allowed to charge does not appear on any bill or document.
I contrast this with my Group Health Coop coverage. Since there is no "insurance company", they simply charge and pay based upon my contract. All that really means is that if the doctor does something it is covered. If they charge a lot, it goes toward my deductible. But there is not a twilight zone of charges which are both not covered and don't contribute to my deductible.
Posted by: tomj on August 4, 2009 at 9:41 PM | PERMALINK
I believe everyone has either been or has known someone who was trapped in Job Lock Hell. That's when you have health insurance that you can't afford to lose, provided by a job that you'd lose in a heartbeat if you could. Like a potential entrepreneur with a good business plan who also has a child with chronic asthma. Or someone offered an exciting new career opportunity in a company whose health benefits don't kick in for six months.
You'd think conservatives, crazy in love with the free enterprise system, would be eager to free up all this repressed creativity and risk taking.
Posted by: Mandy Cat on August 5, 2009 at 9:59 AM | PERMALINK
You'd think conservatives, crazy in love with the free enterprise system, would be eager to free up all this repressed creativity and risk taking. - Mandy Cat
I'm guessing it is a toss up but CONTROL trumps free enterprise and bizzness needs its stick. Adequate regulation however, ...well that's another topic.
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